A financial planner offers tips in The New York Times on donating wisely and not feeling guilty for turning down the myriad charity requests that come with the holidays.
Carl Richards, director of investor education at the BAM Alliance, an independent advisers' association, lists steps to guide giving and feel OK about sometimes not giving. He advises donors to develop—and stick with—a charity plan that takes into account their financial resources, and to tell unexpected solicitors, "Thank you for the opportunity, but I've chosen to give in another way."
"At first, it may feel bad to refuse a request for money to rescue kittens in Michigan," Mr. Richards writes. "Those bad feelings will go away once we remember we have a giving strategy and we’re following it."